How to Make the Most of Your New Checking Account


Whether you are getting ready to go open an account, or you already signed up for a free checking account at your local bank, you are going to want to learn about the various ways in which you can make the most out of having that account. The better you use it, the more you will get out of it. Here are a few things that you will want to consider doing.

Have Your Paychecks Automatically Deposited

Sure, you will not gain any extra money by having your paychecks automatically deposited into your checking account, but there are still many benefits. For starters, there is a chance that you will have access to your funds a day early. This will depend on the posting schedule of the bank you have your account with. Also, even if you won't have access to your paycheck until your official payday, it will be in your account first thing in the morning. This saves you a trip since you won't have to go pick up your check and then go deposit it. Your money will already be in your account, waiting to be used.

Ask For Those Free Checks

Depending on the policy of the bank you are doing business with, you might be entitled to unlimited free checks, or you might get the first fifty checks for free. Even if you are not in the habit of writing a lot of checks, you will still want to claim your free ones. This way, should the occasion arise when a check would be the best form of payment for something, you will have the checks that you need.

Sign Up For Their Online Banking

Many banks offer the option of online banking for those who sign up for a checking account. You may have to ask for your login information, though, so you can access the site and your personal banking page. From that page, you can transfer money between accounts, send payments to your utility companies, and balance your checkbook.

Now that you have had a little time to review those suggestions, you are going to want to make sure that you are making use of the advice. If you are interested in learning more about how you can get the best usage of your new checking account, stop down at your bank to speak with the manager. He or she will most likely have a few suggestions for you.


30 August 2019

the pros and cons of different types of loans

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